April 15, 2025

TourClaim FAQ – Everything You Need to Know

We’re here to make claiming your Chase card travel insurance benefits as easy as possible. Below are answers to common questions, plus a few hiccups you might run into—and how we help solve them.

When you book a trip with your Chase card, you’re protected by built-in travel insurance. But what happens when a storm cancels your flight, a tour operator shuts down, or an unexpected glitch derails your plans? For many travelers, accessing those insurance benefits feels like an uphill battle. Take Sarah’s story—she booked a dream tour, only to face a cancellation beyond her control. That’s when she turned to Copernican TourClaim, a game-changing service that makes reclaiming your Chase card benefits as easy as a single button push.



Sarah’s Story: From Cancellation Chaos to Refund Relief

The Challenge: Unexpected Cancellations and Claim Confusion

Sarah had planned a scenic coastal tour, paid for with her Chase card. Days before departure, a massive storm hit, forcing the tour operator to cancel. She knew her Chase card offered travel insurance, but filing a claim was daunting. The policy details were buried in fine print, and she wasn’t sure what documentation she needed to prove the cancellation wasn’t her fault. Time was ticking, and the thought of losing her prepaid funds added stress to an already disappointing situation.

This is a common headache for travelers: external disruptions like weather, vendor closures, or airline delays often leave you stranded—not just physically, but financially. Understanding what’s covered, gathering proof of cancellation, and submitting a claim can feel overwhelming, especially when you’re dealing with the aftermath of a disrupted trip.


The Solution: TourClaim’s One-Button Refund Magic

Enter Copernican TourClaim, a service designed to take the pain out of travel insurance claims. Here’s how it rescued Sarah—and how it can help you:

  • Automated Documentation Collection: TourClaim instantly pulled Sarah’s booking details from the tour operator’s platform (like FareHarbor) and gathered weather-related cancellation notices, ensuring she had all the proof she needed without lifting a finger.
  • Policy Simplified: TourClaim decoded her Chase card’s insurance terms in plain English, confirming that weather-related cancellations were covered and showing her exactly what to expect.
  • One-Button Submission: With a single click, TourClaim bundled her documentation and submitted it directly to Chase Insurance (Chubb), eliminating the guesswork and paperwork hassle.
  • Optional Doctor’s Note (If Needed): For cancellations tied to illness or injury, TourClaim can arrange a doctor’s note for a small fee, but Sarah’s weather-related claim didn’t require it—TourClaim adapts to your specific situation.


Why TourClaim Shines: Solving the Unexpected Cancellation Puzzle

TourClaim doesn’t just help with illness-related claims—it’s a lifeline for the unpredictable chaos of travel. Here’s how it tackles the unmentioned problem of external cancellations and delivers value:

  • Clarity on Coverage: Unsure if a storm, vendor bankruptcy, or flight delay qualifies for a refund? TourClaim breaks down your Chase card benefits so you know what’s covered—no more digging through fine print.
  • Effortless Proof Gathering: When a third party cancels your plans, tracking down evidence can be a nightmare. TourClaim automates this, pulling receipts, cancellation emails, and even public weather reports to build your case.
  • Fast and Reliable Refunds: Time is critical after a cancellation. TourClaim’s streamlined process gets your claim filed quickly, so you’re not left waiting—or out of pocket.
  • Risk-Free Service: You only pay TourClaim if your claim succeeds, and any optional add-ons (like a doctor’s note) come with a small, upfront fee—complete transparency, no surprises.


A New Angle: Tackling the Stress of External Disruptions

Beyond simplifying documentation, TourClaim addresses a problem Sarah didn’t even realize she’d face: the emotional and logistical toll of unexpected cancellations. When a trip falls apart due to factors you can’t control, the last thing you need is a complicated refund process. TourClaim acts like a personal assistant, handling the details so you can focus on rebooking, rescheduling, or just recovering from the disruption. Whether it’s a hurricane halting your flight or a tour company folding at the last minute, TourClaim ensures your Chase card insurance works for you—not against you.

Benefits for Chase Cardholders


Here’s why travelers are raving about TourClaim:

  • Unlock Chase Card Insurance Benefits: Your card’s travel insurance is a hidden gem—TourClaim helps you tap into it without the stress.
  • One-Button Travel Refunds: Say goodbye to endless forms and hello to a TurboTax-style experience that’s quick and intuitive.
  • Automated Documentation Magic: From booking confirmations to cancellation notices, TourClaim gathers it all, saving you hours of effort.
  • Global Flexibility: Stuck abroad when plans change? TourClaim’s support ensures you get the documentation you need, wherever you are.


Ready to Reclaim Your Funds? TourClaim Has You Covered

Sarah’s story proves it: Copernican TourClaim transforms the chaos of travel cancellations into a seamless refund process.


Whether you’re grounded by a storm, sidelined by a vendor issue, or facing any other unexpected hiccup, TourClaim empowers you to reclaim your Chase card benefits with ease. No more confusion, no more delays—just a simple, one-button push to get your money back.


Don’t let a canceled trip cost you twice. Start your claim with TourClaim today and experience the future of hassle-free travel refunds. Learn more below!